Amortized Loan Calculator
Definition: An amortized loan is repaid in equal monthly installments over time, covering both interest and principal.
Purpose: Helps you determine fixed monthly payments for loans like mortgages, auto, or student loans.
How to Use: Enter the loan amount, annual interest rate, and loan term in years. Click Calculate to see the results and pie chart.
Purpose: Helps you determine fixed monthly payments for loans like mortgages, auto, or student loans.
How to Use: Enter the loan amount, annual interest rate, and loan term in years. Click Calculate to see the results and pie chart.
Example: For a $20,000 loan at 5% over 5 years, your EMI is approximately $377.42, with total interest of $2,645.41.
Deferred Payment Loan Calculator
Definition: A deferred loan allows payment to begin after a set deferment period.
Purpose: Useful for education loans or startup loans where payments are postponed.
How to Use: Enter loan amount, annual rate, deferment period, and full term. Click Calculate.
Purpose: Useful for education loans or startup loans where payments are postponed.
How to Use: Enter loan amount, annual rate, deferment period, and full term. Click Calculate.
Example: $10,000 loan, 6% interest, 2-year deferment, 5-year term → Monthly: ~$214.67, Interest: ~$2,880.45.
Bond Payment Calculator
Definition: Bonds pay fixed income over time based on coupon rate.
Purpose: Determine yearly income and total returns from bonds.
How to Use: Enter bond face value, coupon rate, and duration in years. Click Calculate.
Purpose: Determine yearly income and total returns from bonds.
How to Use: Enter bond face value, coupon rate, and duration in years. Click Calculate.
Example: A $5,000 bond with 4% coupon for 10 years gives you $200/year and $2,000 total income.
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